The biggest concern before signing a Jeonse contract is precisely... Deposit protection와 Safe land registry verificationIt is likely. Most tenants rush into signing a contract trusting only the real estate agency's word, but in fact, the certificate of registration of title Ranking of mortgage establishment와 Whether the landlord has outstanding taxesIt is more important than anything to carefully examine it yourself. Today, we will identify the characteristics of each type of Jeonse fraud and discuss specific ways to safely protect your deposit. Contract Step-by-Step ChecklistWe will learn how to prevent damage from Jeonse fraud through this.
Jeonse fraud can be largely prevented by checking the land registry and reviewing the landlord's tax arrears before signing a contract. It is essential to verify in advance whether the requirements for deposit return guarantee insurance are met and to secure opposing rights by obtaining a confirmed date stamp immediately after signing the contract.
Major Types and Characteristics of Jeonse Fraud
Common Jeonse scams Zero-capital gap investment나 Empty Jeonse It takes the form of causing significant harm to tenants. A typical example is a situation where the security deposit cannot be returned because the housing price has fallen below the jeonse price; recently, this involves using real estate registered under a trust or the landlord's Tax arrearsMethods of concealing rights while signing contracts have also emerged. These types of fraud typically complicate the rights and relationships listed on the land registry, making it difficult for tenants to detect risks.
Therefore, the property in question prior to the contract Safe leased propertyTo verify this, the process of comparing the building register and the certified copy of the land registry must be carried out first. In addition, if there is an excessive loan registered on the property or if the landlord owns multiple properties, Ability to return depositYou need to be suspicious. If any doubts are found, it is wise to avoid proceeding with an unreasonable contract and seek expert advice.
Checklist to Check Before Signing a Contract
Prior to the contract, on the certified copy of the land register Gapgu and EulguIt is necessary to analyze it in detail to clarify the rights and obligations. In Section A, the owner's personal information and Attachment or provisional disposition Check the registration status, and in Section B Amount of mortgage establishedYou must verify whether the total debt, including the security deposit, does not exceed 70 percent of the house price. Checking these figures is the most basic safeguard to guarantee the safety of the security deposit.
The following is a table comparing pre-contract checklist items.
| Confirmation items | Checkpoint |
|---|---|
| Certified copy of the land register | Check total mortgage amount |
| Building Register | Check for illegal building status |
| tax arrears | Check tax payment certificate |
Step-by-step response tips for lease agreements
When drafting a contract Special provisionsIt is advisable to clarify the landlord's obligations by utilizing [this]. If the landlord establishes a new mortgage or I will not change the ownerIncluding this in a special clause serves as grounds for legal action in the event of an accident. Additionally, when depositing the remaining balance, you must not omit the procedure of transferring the money directly to an account in the landlord's name and keeping the receipt.
Immediately after moving in Move-in notification and fixed dateYou must obtain [this] to secure the right of opposition and the right of preferential repayment. Through this, you can obtain a position ahead of senior creditors, or you can prepare for the possibility of non-return of the deposit by subscribing to a deposit return guarantee insurance. Guarantee insurance is an essential choice these days.As it is established, it is highly recommended to check the terms and conditions of subscription in advance.
Legal countermeasures to prepare for contingencies
If the return of the deposit is delayed or signs of fraud are detected, immediately Certificate of ContentsYou must formally demand the termination of the contract and the return of the security deposit by sending a notice. Subsequently, the general legal procedure is to prepare a lawsuit for the return of the security deposit by applying for a lease registration order to maintain your existing opposing rights. Leasehold registration orderIt is a very important system because it guarantees the tenant's right to receive their security deposit back even if they move out.
This is a table comparing key measures for each response stage.
| situation | Response method |
|---|---|
| Before and after the contract expiration | Sending a certificate of content |
| When moving | Application for order to register leasehold |
| When the dispute intensifies | lawsuit for return of deposit |
When a dispute arises, rather than trying to resolve it on your own Housing Lease Dispute Mediation CommitteeUtilizing [the appropriate means] or seeking the assistance of a legal expert is the way to save time. Prevention is the best approach to Jeonse fraud, but if a problem arises, taking prompt legal action is the way to go. Possibility of recovering the depositIt is of utmost importance to increase this. Please protect your valuable assets by consistently staying informed about relevant information.
Frequently Asked Questions
What must be checked on the Certified Copy of the Land Register before signing a contract to prevent Jeonse fraud?
You must check the owner information and whether there is a provisional attachment in Section A, and check the amount of the mortgage in Section B to determine whether the total debt does not exceed 70 percent of the house price.
What kind of special clauses are helpful to include when signing a Jeonse contract?
If a special clause is specified stating that the landlord will not establish a new mortgage or change ownership until the final payment is made, it serves as grounds for legal action in the event of an incident.
What should I do if I have to move out without getting my security deposit back?
If you apply for a lease registration order, you can maintain your existing right of opposition and priority repayment right even if you move out, thereby guaranteeing your right to the return of your security deposit.
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What is the legal procedure for recovering a security deposit when suffering from Jeonse fraud?
The standard legal procedure is to immediately send a certified letter to officially demand the return of the security deposit, and subsequently prepare for an application for a lease registration order and a lawsuit for the return of the deposit.